Thursday, July 7, 2011
REALTOR® Magazine-Daily News-Facebook Launches Video Chat Feature
Click Below to try it....
http://www.facebook.com/videocalling
Monday, June 20, 2011
Thursday, June 16, 2011
Brain Rules
I'm a motivational speaker on change management through wise business practices.
In other words, I present programs like CRAVE Your Goals! and DESIGN Your Ideal Life! to help reinforce or change behaviors in the workplace. So, I'm always interested in the primal laws, ancient truths and latest research on how people learn, retain and apply information.
In Brain Rules: 12 Principles for Surviving and Thriving at Work, Home, and School, author and molecular biologist John Medina shares with wit and wisdom a dozen rules that help us understand how stress, gender and other variables either support or sabotage our success.
Whether this information is new to you or not, it always helps to remember the little things you can do that make a big difference, like:
To increase your mental sharpness, go for a walk or a run or just take some deep breaths. Oxygen flow into your brain reduces brain-bound free radicals and that increases your attention and focus, and helps you solve problems easier. (To prove this point, read the rest of this while breathing deeply.)
Multitasking doesn't work because, unlike a computer, the brain is a sequential processor and large fractions of a second are consumed every time we switch tasks. That adds up to a lot of wasted time.
Midday naps boost your productivity. Around three each afternoon, which is 12 hours after the point of your deepest sleep, your brain craves a break. When NASA pilots took a half-hour nap, their performance soared 34 percent. Consider that when planning meetings or conferences.
Show and tell. Studies show you'll remember 10 percent of what you hear after three days. If you see it too, you'll remember 65 percent. Vision trumps all other senses perhaps because it's how our ancestors perceived major threats and identified food supplies and reproductive opportunities. Consider this the next time you're preparing a PowerPoint presentation.
For more, including a clever series of videos, go to http://www.brainrules.net/
What are your favorite books on professional and personal development? I will provide highlights like this in future enewsletters. Share your wisdom on my Facebook Page or just reply back to me. I love hearing from you!
To Your Wisdom,
Tricia
770.565.1231
www.triciamolloy.com
PS: If this message resonates with you, please share it
Tuesday, June 14, 2011
Why Buy A Home Now
The Wall Street Journal: Why It’s Time to Buy
CBS Money Watch: Why the Time to Buy is Now
Forbes Magazine: 9 Reasons to Buy a House Now
National Public Radio: For Many, It’s Still a Good Time to Buy a Home
With prices continuing to depreciate in most regions of the country, some may wonder why these four entities are suggesting to their readership that now is the time to buy. Each organization realizes that PRICE is not as important as COST. The cost of a home can go up even if prices continue to fall. Unless you are an all cash buyer, you must take into consideration the expense of mortgaging when calculating the full cost of a home. Here is some information to consider.
Interest Rates
Currently, interest rates sit at historic lows. However, Fannie Mae, Freddie Mac, PMI and the National Association of Realtors are all projecting approximately a 1% increase in mortgage rates over the next year. A one percent increase in rate negates a ten percent fall in prices.
Lending Standards
The government has proposed a tightening of lending standards called Quality Residential Mortgage (QRM). If accepted as proposed two things will happen:
- The qualification process for loans will become more difficult
- The cost of a loan will increase
Bottom Line
There is a reason more and more financial organizations are suggesting to their followers that now is the time to buy a home: because the cost of purchasing a home is about to increase (even if prices continue to fall).