It's a GOLDEN TIME to sell or buy!

This is shaping up to be the ABSOLUTE best time to buy or sell in the LAST several years and probably the BEST time for the NEXT several years. People will look back and say... "why, oh why, didn't I buy/sell/invest in spring and summer of 2009"!

Easy to type... but Why the big proclamation?
1. Prices are better than they've EVER been. EVER. Why do I say that? Because when you factor in interest rates, the monthly cost of owning compared to the average income is at ALL TIME LOWS. It's called "affordability" and it means what the cost of an average home compared to the average income. If you have the ability, you need to SERIOUSLY consider doing something NOW.

2. Interest rates. We are at fixed loan rates lower than 5% in most cases and even JUMBO rates are WAY lower than they were. It's not going to get much better than this! And the possibility for rates to go UP is not looking good. Think back to the economy of the late 70's to mid 80's... think of mortgage interest rates THEN. We could only go down another .5 to 1% MAX, but we can go UP to rates OVER 10%. That's something to give SERIOUS THOUGHT to.

3. Sellers are more negotiable, but many properties are junk too. If you have a nice property at a decent price you WILL sell. If you are a buyer, you can choose to buy the ultra cheap "junk" or pay slightly more for a nice home at a nice price and interest rate. It's a WIN WIN for both buyers and sellers right now!

You can see that it IS a TRUE "GOLDEN TIME" to buy, invest, or sell in today's market.

Consider this:
If you mortgage $400,000 today at 4.75% your P&I payment is $2,078/mo
If that rate goes up to 6%, that payment goes to $2,386 ($308 more a month for 30 years is over $110K you would pay in additional payments at the same price!)
At 8% that goes to $2,915/mo.
At 10% that goes to $3,481/mo.
At 13% that goes to $4,377/mo.
At 17% (which was about the last peak in interest rates) that SAME PRICE would be a whopping $5,623 per MONTH.

See what interest rates can do? See why THIS IS THE GOLDEN TIME? Call or email us today for information on how YOU can TAKE ADVANTAGE of this market!